Oak Terrace Homes under $350,000

Welcome to Oak Terrace, a hidden gem nestled in the heart of Florida that perfectly blends suburban charm with modern convenience. This delightful subdivision offers a welcoming community atmosphere, making it an ideal place for families, retirees, and first-time homebuyers alike. With its picturesque tree-lined streets and lush landscapes, Oak Terrace exudes a sense of tranquility that is hard to resist.

One of the standout features of Oak Terrace is its affordability. Here, you’ll find a variety of homes priced under $350,000, making homeownership accessible without sacrificing quality or comfort. From cozy single-family homes to spacious townhouses, there’s something to suit every lifestyle and budget. Many of these residences boast open floor plans, updated kitchens, and inviting outdoor spaces perfect for entertaining or enjoying a peaceful evening under the stars.

Living in Oak Terrace means you’re never far from the best that Florida has to offer. Residents enjoy easy access to local parks, shopping centers, and dining options, ensuring that everything you need is just a stone’s throw away. Plus, with excellent schools and a strong sense of community, it’s no wonder families are flocking to this charming neighborhood.

If you’re looking for a place to call home that combines affordability, community spirit, and a prime location, Oak Terrace is the perfect choice. Come discover the warmth and charm of this delightful subdivision, where your dream home awaits!

Newest Oak Terrace Homes under $350,000

$199,500

3 Beds ⋅ 1 Baths ⋅ 2167849 MLS

First-time homebuyers, this may be the one you've been waiting for! Welcome to 2601 State Street in Palatka, a clean and move-in-ready 3-bedroom, 1-bath concrete block home that offers a lot at this price point. Sitting on a fully fenced corner lot, this home features a huge yard with plenty of room to make it your own. Whether you envision backyard cookouts, a fire pit, space for pets, a garden, or simply room to spread out, the outdoor space is one of the highlights of this property. The covered front porch provides another great place to relax, while the adjoining carport and decorative privacy wall create a surprisingly inviting outdoor entertaining area. Inside, you'll find a practical layout with central heating and air and plenty of opportunity to add your own personal touches over time. Public water and sewer add to the everyday convenience. And you don't have to sacrifice location for the extra space. You're approximately 7 minutes from downtown Palatka, with shopping, dining, the St. Johns River, and everyday necessities close by. Clean, vacant, easy to show, and ready for its next owner. For a first-time buyer looking for an affordable home with a huge, fenced yard and room to make it their own, 2601 State Street is worth a look.

2601 State Street, Palatka

Courtesy of ENDLESS SUMMER REALTY

Listing courtesy of ENDLESS SUMMER REALTY.

Listing courtesy of KURT BOGART from ENDLESS SUMMER REALTY.

$210,000

4 Beds ⋅ 2 Baths ⋅ 2157658 MLS

Move into brand-new construction without the premium price! This stunning 2026-built 4-bedroom, 2-bath home offers 1,200 sq. ft. of thoughtfully designed living space with an open-concept layout perfect for everyday living and entertaining. The designer kitchen features quartz countertops, shaker-style cabinetry, stainless steel appliances, a spacious center island, and modern pendant lighting. Luxury vinyl plank flooring flows throughout the home, complemented by recessed lighting, stylish fixtures, and a light-filled interior. The primary suite offers a private bath, while both bathrooms showcase contemporary vanities and finishes. Enjoy the convenience of an attached garage and a backyard ready for your personal touch. Located just minutes from Downtown Jacksonville, EverBank Stadium, UF Health, Springfield, Jacksonville International Airport, shopping, restaurants, parks, and major highways, this home is an exceptional opportunity for homeowners and investors alike!

25 E 31st Street, Jacksonville

Courtesy of PUBLIC SERVICES REALTY

Listing courtesy of PUBLIC SERVICES REALTY.

Listing courtesy of KEISHA HODGES from PUBLIC SERVICES REALTY.

$254,900

3 Beds ⋅ 2 Baths ⋅ L4954920 MLS

This home has now been rewired and repiped! Plus HVAC completely serviced. Charming 1920s home that has been beautifully renovated. - All new plumbing pipes just 7/2026 - Features 3 bedrooms and 2 bathrooms - Spacious 1,334 square feet - New vinyl flooring throughout Includes a dedicated laundry room. Set on a generous .69 acres with no HOA, this property offers a serene environment. Meticulously updated with modern amenities, this home showcases a brand-new electric tankless water heater and updated light fixtures. The exterior highlights a new roof, fresh paint, plus a new well pump and tank. Close to State Road 37, State Road 60 and Interstate 4. A short ride to restaurants, shopping and services in Mulberry and Lakeland.

4925 Magnolia Avenue, Mulberry

Listing courtesy of FLORIDA LANDMARK REALTY. 863-582-1109

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