The Arbors Homes under $400,000

Welcome to The Arbors, a delightful subdivision nestled in the heart of Jacksonville, Florida, within the vibrant Duval County. This charming community offers a perfect blend of suburban tranquility and urban convenience, making it an ideal place for families, young professionals, and retirees alike.

The Arbors is known for its picturesque tree-lined streets and beautifully landscaped yards, creating a warm and inviting atmosphere. Here, you'll find a variety of homes that cater to diverse lifestyles, with many options available for under $400,000. This affordability makes The Arbors an attractive choice for first-time homebuyers, those looking to downsize, or anyone seeking a comfortable residence without breaking the bank.

Inside the homes, you’ll discover spacious floor plans, modern amenities, and thoughtful designs that prioritize both functionality and style. Many properties feature open-concept layouts, updated kitchens, and cozy outdoor spaces perfect for entertaining or enjoying a peaceful evening under the stars.

The community is conveniently located near top-rated schools, shopping centers, and recreational parks, ensuring that everything you need is just a stone's throw away. The Arbors also offers easy access to major highways, making commutes to downtown Jacksonville or nearby attractions a breeze.

Whether you’re seeking a starter home or a cozy retreat, The Arbors presents a wonderful opportunity to embrace the Florida lifestyle amidst a friendly and welcoming community. Come explore the charm of The Arbors and discover your dream home today!

Newest The Arbors Homes under $400,000

$335,000

4 Beds ⋅ 2 Baths ⋅ 2168429 MLS

OPEN HOUSE, SUNDAY 10/11 FROM 11:00- 1:00. Why wait to build when this home is move in ready now! Enjoy the appeal of a new 4 bedroom, 2 bath home built in 2026, featuring modern finishes and a desirable open-concept floor plan. Luxury vinyl plank flooring flows throughout the home, while ceiling fans in every room add comfort and style. The kitchen overlooks the spacious living area, creating an inviting setting for everyday living and entertaining. Step outside to the covered patio, perfect for relaxing and enjoying the outdoors. Security cameras provide an added layer of convenience and peace of mind. With its fresh, contemporary feel and move-in-ready appeal, this home is ready for you now!

4130 Caper Tree Way, Jacksonville

Courtesy of COLDWELL BANKER VANGUARD REALTY

Listing courtesy of COLDWELL BANKER VANGUARD REALTY.

Listing courtesy of AIMEE DAVIDOW from COLDWELL BANKER VANGUARD REALTY.

$384,350

5 Beds ⋅ 3 Baths ⋅ 2168218 MLS

The Covington+ floor plan delivers exceptional space and versatility in a thoughtfully designed one-story layout. With 2,444 square feet, 5 bedrooms, 3 bathrooms, and a 3-car garage, this home is ideal for large or multigenerational families seeking comfort and convenience all on one level. Abundant windows throughout fill the home with natural light, enhancing the open and airy feel. The heart of the home features a seamless vaulted ceiling gathering room, dining area, and kitchen combination perfect for everyday living and entertaining. The spacious kitchen showcases a large quartz island with generous counter space, providing plenty of room for meal prep, casual seating, and hosting guests. Just beyond the main living area, a covered patio extends your living space outdoors, making it easy to enjoy Florida evenings year-round. The private owner's suite offers a relaxing retreat with dual quartz sinks, a large walk-in closet, and a well-appointed bath designed for comfort.

12354 Maidenhair Road, Jacksonville

Courtesy of D R HORTON REALTY INC

Listing courtesy of D R HORTON REALTY INC.

Listing courtesy of CHARLIE ROGERS from D R HORTON REALTY INC.

$338,350

4 Beds ⋅ 2 Baths ⋅ 2168205 MLS

Meet our beautifully designed one-story home, The Harper+, offering 1,609 square feet, 4 bedrooms, 2 bathrooms, and a 2-car garage. The Harper+ combines open concept living, with plenty of windows and a vaulted ceiling in the main living areas, which create a bright and welcoming atmosphere. It is a comfortable space all on one convenient level. This single-story floorplan is ideal for growing families, downsizers, or anyone looking for a smart and comfortable layout. This thoughtfully crafted floor plan features a spacious kitchen that opens to the gathering area, creating the perfect central hub for everyday living and entertaining. With plenty of room for a dedicated dining space, you can enjoy both casual meals and special gatherings with ease. Step outside to the covered patio, ideal for morning coffee, evening relaxation, or extending your living space outdoors year-round. The private primary suite offers a relaxing retreat, located off the living area.

4100 Sitka Pine Circle, Jacksonville

Courtesy of D R HORTON REALTY INC

Listing courtesy of D R HORTON REALTY INC.

Listing courtesy of CHARLIE ROGERS from D R HORTON REALTY INC.

$292,350

3 Beds ⋅ 2 Baths ⋅ 2168202 MLS

The Berkeley+ floor plan features 1,647 square feet of thoughtfully designed living space, perfectly suited for first time homebuyers or those looking to downsize while maintaining comfort and style. This home features three spacious bedrooms and two full bathrooms, offering ample room for families, guests, or a home office. The open-concept design creates a bright and inviting atmosphere, with plenty of windows and a vaulted ceiling in the main living areas, seamlessly connecting the kitchen, dining, and living areas great for easy entertaining and everyday living. The kitchen provides generous counter space, plenty of storage, and a practical layout. Retreat to the main bedroom suite with its private bathroom, designed as a peaceful sanctuary to unwind after a busy day. Additional highlights include a two-car garage for convenience and flexible living spaces that adapt to your unique needs.

4148 Sitka Pine Circle, Jacksonville

Courtesy of D R HORTON REALTY INC

Listing courtesy of D R HORTON REALTY INC.

Listing courtesy of CHARLIE ROGERS from D R HORTON REALTY INC.

$379,350

4 Beds ⋅ 3 Baths ⋅ 2168198 MLS

Introducing the Elston+, a spacious two-story home offering 2,160 square feet of thoughtfully designed living space. With 4 bedrooms, 2,5 bathrooms, and a 2-car garage, this versatile floor plan is perfect for large families or multigenerational households who need room to grow while maintaining comfort and privacy. The heart of the home is the open-concept kitchen, featuring beautiful quartz countertops, abundant prep space, and a large center island that overlooks the gathering room. Whether you're hosting friends or enjoying a busy weeknight dinner, this layout keeps everyone connected. The area has multiple windows which make the space have plenty of natural light. Upstairs, the spacious owner's suite offers a relaxing retreat with dual vanities topped with quartz countertops, a large walk-in closet, and plenty of natural light. Three additional bedrooms provide flexibility for family members, home offices, or hobby rooms.

4088 Sitka Pine Circle, Jacksonville

Courtesy of D R HORTON REALTY INC

Listing courtesy of D R HORTON REALTY INC.

Listing courtesy of CHARLIE ROGERS from D R HORTON REALTY INC.

$382,350

4 Beds ⋅ 3 Baths ⋅ 2168197 MLS

4149 Sitka Pine Circle, Jacksonville

Courtesy of D R HORTON REALTY INC

Listing courtesy of D R HORTON REALTY INC.

Listing courtesy of CHARLIE ROGERS from D R HORTON REALTY INC.

$299,950

3 Beds ⋅ 2 Baths ⋅ 2167568 MLS

Why wait for new construction when you can move right in? This beautifully cared for 3-bedroom, 2-bath home in The Arbors offers a freshly painted interior, peaceful pond views with a fountain, and no neighbors behind you. The home is also still under builder warranty, adding extra peace of mind for the next owner. Step inside to high ceilings, abundant natural light, and a bright open-concept floor plan that feels spacious and inviting. The kitchen features ample cabinetry, generous counter space, a large kitchen island, and a spacious pantry. The split-bedroom layout provides added privacy, with a comfortable primary suite featuring a walk-in closet and en-suite bath, plus two additional bedrooms ideal for guests, family, or a home office. Step outside and enjoy the relaxing waterfront setting from your backyard, complete with a lighted 10x13 gazebo and concrete patio area... perfect for morning coffee, grilling, or unwinding at the end of the day. Additional features include a Vivint smart security system, Puronics whole-home water softener, smart HVAC controls, ceiling fans throughout, and epoxy garage flooring. Best of all, the home is just steps from The Arbors amenity center, offering a community pool, splash pad, clubhouse, fitness center, and playground, with pickleball courts, lap pool, and a dog park planned for the community. Conveniently located near Jacksonville International Airport, River City Marketplace, I-295, shopping, dining, and major roadways, with both NAS Jacksonville and Naval Station Mayport approximately 30 miles away. Move in now and start enjoying the lifestyle from day one!

12577 Russian Olive Road, Jacksonville

Courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA

Listing courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA.

Listing courtesy of REBECCA BEARD HUTCHINSON from IRON VALLEY REAL ESTATE NORTH FLORIDA.

$384,350

4 Beds ⋅ 3 Baths ⋅ 2167360 MLS

The Madison floor plan offers 1,987 square feet of beautifully designed living space with 4 bedrooms, 3 bathrooms, and a 3-car garage which is ideal for families who want space, comfort, and versatility. This thoughtfully crafted layout features a spacious open-concept design where the kitchen, dining niche, and large gathering room all flow together seamlessly in one expansive living area. The covered patio is perfect for outdoor entertaining. The bonus is the 3-car garage that gives enough space for 3 cars and all the toys a family can want. The kitchen is the true heart of the home, showcasing a large center island ideal for hosting, casual meals, or gathering with friends and family. With generous counter space for meal prep and entertaining, you'll have room for everything you need while staying connected to the main living areas. The private owner's suite is a relaxing retreat featuring a spacious walk-in closet, dual sinks, and a convenient linen closet.

12348 Maidenhair Road, Jacksonville

Courtesy of D R HORTON REALTY INC

Listing courtesy of D R HORTON REALTY INC.

Listing courtesy of CHARLIE ROGERS from D R HORTON REALTY INC.

$320,000

3 Beds ⋅ 2 Baths ⋅ 2165785 MLS

5.9% VA ASSUMABLE LOAN OPPORTUNITY! Qualified VA buyers may have the opportunity to assume the seller's existing VA loan, subject to lender/VA approval and qualification! Welcome to 12718 Cacao Tree Trail in The Arbors, a newer North Jacksonville community offering resort-style amenities and an unbeatable location. This 3-bedroom, 2-bath home features an open-concept layout, modern finishes, a spacious kitchen, comfortable bedrooms, and a 2-car garage. Enjoy the community pool, splash pad, clubhouse, fitness center and playground, with pickleball coming soon! Just minutes from Jacksonville International Airport, River City Marketplace, I-295 and major roadways, this home offers the perfect blend of convenience, comfort and community. Whether you're a VA buyer looking to capitalize on an assumable loan or simply searching for a newer home without the wait, this is an opportunity you don't want to miss! Schedule your showing today!

12718 Cacao Tree Trail, Jacksonville

Courtesy of LPT REALTY, LLC

Listing courtesy of LPT REALTY, LLC.

Listing courtesy of AARON COMPTON from LPT REALTY, LLC.

$358,208

4 Beds ⋅ 2 Baths ⋅ 2164832 MLS

Welcome to 12926 Rubber Fig Terrace, a 4 bedroom, 2 bath single story home located in The Arbors on Jacksonville's Northside. This community offers great amenities including a pool, fitness center, splash pad, and playground. The home features approximately 1,856 square feet with an open layout connecting the kitchen, dining area, and living room. The kitchen includes a large island, stainless steel appliances, modern cabinetry, and plenty of counter space. The Arbors is conveniently located just minutes from everyday shopping, dining, and major destinations. Enjoy being about 10 minutes from River City Marketplace, 5 minutes from Walmart, 20 minutes from Jacksonville International Airport, Costco, and Downtown Jacksonville. A great option for buyers looking for comfort, convenience, and community amenities in Jacksonville.

12926 Rubber Fig Terrace, Jacksonville

Courtesy of EXP REALTY LLC

Listing courtesy of EXP REALTY LLC.

Listing courtesy of LEONARDO GLADIMIR GABRIEL from EXP REALTY LLC.

$362,350

4 Beds ⋅ 2 Baths ⋅ 2161910 MLS

The Cali+ floor plan offers 1,774 square feet of thoughtfully designed living space with 4 bedrooms, 2 bathrooms, and a 2-car garage the perfect balance of comfort and functionality. This popular layout features a spacious open-concept design where the kitchen, dining area, and large vaulted ceiling gathering room all flow together seamlessly in one expansive space. With abundant natural light throughout, the main living area feels bright, welcoming, and ideal for both everyday living and special occasions. The kitchen is a true centerpiece, featuring a large island perfect for entertaining, casual dining, or homework time. You'll love the generous counter space for meal prep and hosting, making it easy to gather with friends and family while staying connected to the action in the gathering room. You can also extend the party outside under the covered patio. The private owner's suite offers a relaxing retreat with a spacious walk-in closet and an en-suite bath complete with dual sinks.

4143 Sitka Pine Circle, Jacksonville

Courtesy of D R HORTON REALTY INC

Listing courtesy of D R HORTON REALTY INC.

Listing courtesy of CHARLIE ROGERS from D R HORTON REALTY INC.

$367,350

4 Beds ⋅ 2 Baths ⋅ 2161905 MLS

4017 Sitka Pine Circle, Jacksonville

Courtesy of D R HORTON REALTY INC

Listing courtesy of D R HORTON REALTY INC.

Listing courtesy of CHARLIE ROGERS from D R HORTON REALTY INC.

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