Watermill Homes under $400,000

Welcome to Watermill, a charming subdivision nestled in the heart of Jacksonville, Florida, where your dream home awaits! This delightful community is situated in Duval County, offering residents the perfect blend of suburban tranquility and urban convenience. With a variety of homes available for under $400,000, Watermill is an ideal destination for first-time homebuyers, growing families, and anyone seeking an affordable slice of Florida’s vibrant lifestyle.

Watermill features a diverse selection of well-designed homes that cater to various tastes and preferences. From cozy single-family residences to spacious townhomes, each property exudes warmth and character. The community is thoughtfully planned, with lush green spaces, scenic walking trails, and playgrounds that promote an active and family-friendly lifestyle.

One of the standout features of Watermill is its proximity to essential amenities. Residents enjoy easy access to top-rated schools, shopping centers, and recreational facilities, making everyday living a breeze. The community is also conveniently located near major highways, allowing for quick commutes to downtown Jacksonville and surrounding areas.

For those who love the outdoors, Watermill is just a stone’s throw away from beautiful parks and nature reserves, perfect for weekend adventures or leisurely strolls. With its inviting atmosphere, excellent amenities, and affordable housing options, Watermill truly embodies the essence of Florida living.

If you’re ready to embark on your homeownership journey, Watermill is waiting for you. Discover the perfect place to call home in this welcoming Jacksonville community today!

Newest Watermill Homes under $400,000

$368,500

4 Beds ⋅ 2 Baths ⋅ 2167296 MLS

WHAT A VIEW! From the moment you step inside this beautiful home, your eyes are immediately drawn to the stunning view of the gorgeous spring-fed lake just beyond the backyard. As the original owners and among the first to build in the neighborhood, these sellers had their pick of the lots—and it shows! Located in the highly sought-after WaterMill community, you'll enjoy an incredible lineup of amenities, including a Junior Olympic-size swimming pool, children's splash and water-play area, playground, basketball courts, tennis courts, sand volleyball court, picnic areas, and a community amenity center—all with NO CDD fees! Inside, the open floor plan seamlessly connects the kitchen and family room, creating the perfect space for entertaining or everyday living. The spacious primary suite offers a relaxing retreat, while separate formal living and dining rooms provide even more flexibility for hosting, working from home, or creating spaces that fit your lifestyle. Conveniently located near shopping, dining, schools, and everything you could possibly need, this home offers the perfect combination of location, lifestyle, and one incredible view. Don't let this one slip away—come experience the WaterMill lifestyle for yourself!

8401 Watermill Boulevard, Jacksonville

Courtesy of WATSON REALTY CORP

Listing courtesy of WATSON REALTY CORP.

Listing courtesy of LINDSEY DENMARK from WATSON REALTY CORP.

$350,000

4 Beds ⋅ 3 Baths ⋅ TB8552229 MLS

Short Sale. Welcome to 9712 Woodstone Mill Dr, a spacious 4-bedroom, 2.5-bath home in Jacksonville's desirable Chimney Lakes community featuring a private pool. This well-designed home offers 1,794 square feet of living space with an open kitchen featuring a center island, breakfast bar, and pantry. The split-bedroom layout provides added privacy, while the primary suite includes a spacious walk-in closet and private bath with a separate tub and shower. Additional features include tile flooring, central heating and cooling, and a 2-car garage. Enjoy your own private pool and outdoor space, perfect for relaxing or entertaining. Conveniently located near shopping, dining, schools, and major roadways, this home offers comfortable living with plenty of space to make it your own.

9712 Woodstone Mill Drive, Jacksonville

Listing courtesy of REALTY COOPERATIVE. 800-704-6411

$250,000

3 Beds ⋅ 3 Baths ⋅ 2164893 MLS

New 3 bedroom, 2 and a half bathroom, townhouse in Oakleaf with low HOA's and NO CDD fees! Designed for easy everyday living, this freshly painted Watermill townhome features updated light fixtures and thoughtful upgrades throughout, creating a fresh, move-in-ready feel. The kitchen, dining area, living room and rear patio connect in one comfortable flow. The U-shaped kitchen offers plentiful wood-tone cabinetry, a closet pantry, generous prep space and a breakfast bar overlooking the living room. Wide sliding glass doors bring in natural light and open to a concrete patio overlooking a grassy common area. Upstairs, an oversized loft-style flex space adds versatility to the floor plan with room for a home office, playroom, fitness area or media space. The primary suite features a tray ceiling, ceiling fan, two closets and an en suite bath with dual sinks and a tub/shower combination. Two additional bedrooms share another full bath, while the upstairs laundry keeps everyday routines conveniently close by. An attached one-car garage and covered front entry add to the home's functionality. Watermill residents enjoy multiple pools, a water-play area, playground, tennis courts and basketball courts. Best of all, there are NO CDD fees, while the shopping, dining and everyday conveniences of OakLeaf Town Center are just minutes away. Enjoy the convenience and lifestyle of the OakLeaf area without the added CDD expense.

8612 Ribbon Falls Lane, Jacksonville

Courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE.

Listing courtesy of KELLY BELLO from KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE.

$265,000

3 Beds ⋅ 3 Baths ⋅ 2164827 MLS

Welcome to this beautifully maintained 3-bedroom, 2.5-bath townhome in the desirable Watermill community of Oakleaf! This move-in-ready home offers the perfect blend of comfort, style, and convenience. The main living areas feature durable wood-plank tile flooring, while the bedrooms offer cozy carpet. The spacious kitchen includes a breakfast bar, making everyday meals and entertaining a breeze. Retreat to the generous primary suite featuring an ensuite bath with dual vanities, garden tub, and separate shower. Enjoy your morning coffee or unwind on the private screened-in lanai overlooking peaceful natural surroundings. Additional highlights include a NEW ROOF, fresh exterior paint, 1-car garage, and abundant storage with multiple walk-in closets. Residents enjoy access to a community pool, tennis and basketball courts, and playground. Plus, Oakleaf Town Center is within walking distance for shopping and dining. Beautifully maintained and ready for its next owner

8653 Victoria Falls Drive, Jacksonville

Courtesy of UNITED REAL ESTATE GALLERY

Listing courtesy of UNITED REAL ESTATE GALLERY.

Listing courtesy of CHARLES B WILLIAMS III from UNITED REAL ESTATE GALLERY.

9435 Prosperity Lake Drive, Jacksonville

$358,500

5 Beds ⋅ 3 Baths ⋅ 2164577 MLS

Space, flexibility, and a layout that works. This 5-bedroom, 3-bath home near Oakleaf in Watermill offers 2,138 sqft and a floor plan designed for everyday living. The roof was replaced & upgraded with a solar attic fan in 2018, and LVP flooring has been installed throughout the main living areas and two bedrooms. The kitchen features LG stainless steel appliances, a breakfast bar, and center island, and opens directly to the family room with a wood-burning fireplace. The split-bedroom layout provides added privacy, while the primary suite includes a garden tub, separate walk-in shower, and walk-in closet. Upstairs, the fifth bedroom has its own ensuite bath, creating a versatile guest suite, home office, or private retreat. Watermill amenities include a community pool, playground, and tennis courts, with convenient access to Argyle Forest shopping, dining, and I-295. Washer, dryer, mounted 65'' Samsung TV ,ring camera(s) , and WIFI garage opener convey.

9435 Prosperity Lake Drive, Jacksonville

Courtesy of WATSON REALTY CORP

Listing courtesy of WATSON REALTY CORP.

Listing courtesy of STEVEN RICKETTS from WATSON REALTY CORP.

$278,000

3 Beds ⋅ 2 Baths ⋅ 2161027 MLS

Welcome to this charming 3-bedroom, 2-bath home in the desirable Watermill community! Offering 1,551 sq. ft. of comfortable living space, this well-maintained single-story home features an inviting floor plan, spacious living areas, and a 2-car garage. Enjoy a functional layout perfect for everyday living and entertaining. Watermill residents enjoy access to wonderful community amenities, including a pool, playground, clubhouse, basketball courts, and tennis courts. Conveniently located near shopping, dining, schools, and major roadways. Move-in ready and waiting for its new owner--schedule your showing today!

9318 Daniels Mill Drive, Jacksonville

Courtesy of UNITED REAL ESTATE GALLERY

Listing courtesy of UNITED REAL ESTATE GALLERY.

Listing courtesy of EMNET MUARA MORRIS from UNITED REAL ESTATE GALLERY.

$300,000

3 Beds ⋅ 2 Baths ⋅ 2160227 MLS

Good price on a great home! This 3-bedroom, 2-bathroom home is ready for new owners. The kitchen has a lot of cabinet and counter space and the refrigerator is included. It features a breakfast bar for quick meals, and an eat-in space for a table. The kitchen opens up into the large family room that overlooks the backyard. The home also has another flex space that can be used as a formal dining room, living room or would make a nice office. The primary bedroom is a big and the bathroom has a separate shower, garden tub and walk-in closet. The guest bedrooms are split from the master and share the guest bathroom. Finally relax on the covered patio overlooking the fully fenced backyard. The roof was replaced in 2019 and the HVAC in 2021 All this plus and access to the amazing Watermill amenities including pools, parks, tennis and basketball courts. Don't miss this great home!

8168 Leafcrest Drive, Jacksonville

Courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Listing courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY.

Listing courtesy of STEPHANIE BOCCIERI from BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY.

$320,000

4 Beds ⋅ 2 Baths ⋅ 2156902 MLS

8436 Staplehurst Dr W is a one-story Jacksonville home with vaulted ceilings and an open main level. The kitchen features wood cabinetry, a breakfast bar, and ample counter space that opens to the living area for connected everyday use. The living room centers on a tiled fireplace that adds warmth, with an arched entry leading to the bedrooms. The primary bathroom offers a corner soaking tub, a separate shower, and dual-sink vanities for shared routines. Outdoor spaces include a screened porch and a stone-paved patio overlooking the backyard for relaxing. A two-car garage completes this well-maintained residence with practical amenities throughout every room.. Included 100-Day Home Warranty with buyer activation

8436 Staplehurst Drive W, Jacksonville

Courtesy of OPENDOOR BROKERAGE, LLC.

Listing courtesy of OPENDOOR BROKERAGE, LLC.. homes@opendoor.com

Listing courtesy of KAREN ALBRIGHT from OPENDOOR BROKERAGE, LLC.. homes@opendoor.com

$344,900

3 Beds ⋅ 2 Baths ⋅ 2156632 MLS

Welcome to Turn-Key Perfection in Watermill! Step into warmth, comfort, and ultimate peace of mind with this beautifully maintained home. Framed by a charming brick front, lush landscaping, and wrap-around pavers, this home delivers pure curb appeal and modern updates where it counts most--featuring Brand New Flooring!! 6 year old roof, newer HVAC, new Water heater and full gutter system with debris guards. Inside, soaring vaulted ceilings, seamless New flooring throughout create an airy, spacious feel. Gather around the cozy fireplace or cook in style with matching stainless steel appliances and a classic farm sink. Step outside to your fully fenced private backyard, complete with front and back patios perfect for outdoor living. Amenities: Enjoy the community pool, tennis, basketball, volleyball courts, and horseshoe pits. Prime location near top shopping and expressways. Claim your dream home today!!

9357 Picarty Drive, Jacksonville

Courtesy of ALL REAL ESTATE OPTIONS INC

Listing courtesy of ALL REAL ESTATE OPTIONS INC.

Listing courtesy of William Stelling from ALL REAL ESTATE OPTIONS INC.

$349,000

4 Beds ⋅ 2 Baths ⋅ 2156298 MLS

Welcome to this spacious, well-maintained home offering comfort, functionality, and an unbeatable location! Proudly cared for over the years, this home features a generous layout with plenty of room for everyday living and entertaining. While it offers mostly original finishes, it has been exceptionally maintained and is move-in ready. Ideally located just minutes from the highly desirable Oakleaf area, you'll enjoy convenient access to shopping, dining, parks, and everyday amenities. Commuting is a breeze with quick access to First Coast Expressway (SR 23), making it easy to reach other parts of Jacksonville and the surrounding areas. If you're looking for a spacious home in a well-established neighborhood with an excellent location, this is one you won't want to miss. Schedule your private showing today! We're helping buyers with closing costs! Take advantage of this limited-time offer and make this beautiful home yours.

8426 Watermill Boulevard, Jacksonville

Courtesy of FLORIDA HOMES REALTY & MTG LLC

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC.

Listing courtesy of EVELYN SANJURJO from FLORIDA HOMES REALTY & MTG LLC.

$344,000

4 Beds ⋅ 2 Baths ⋅ 2152018 MLS

Welcome to this beautifully maintained 4-bedroom, 2-bath traditional home offering comfort, space, and convenient access to community amenities. Step inside to an inviting layout featuring vaulted ceilings, an entrance foyer, split bedrooms, and a spacious living area with a cozy fireplace. Kitchen appliances including electric range, dishwasher, microwave, disposal, and refrigerator, plus a pantry for added storage. The spacious primary suite includes a walk-in closet and double vanity. Tile flooring in the kitchen, dining and bathrooms, living areas and bedrooms are laminate flooring, creating a practical and comfortable balance. Outside, enjoy front and rear irrigation and easy access to neighborhood amenities including the community pool, children's splash area, playground, basketball courts, tennis courts, and clubhouse. Schedule your showing today!

9454 Staplehurst Drive, Jacksonville

Courtesy of UNITED REAL ESTATE GALLERY

Listing courtesy of UNITED REAL ESTATE GALLERY.

Listing courtesy of SANDRA RICHARDSON from UNITED REAL ESTATE GALLERY.

$344,000

3 Beds ⋅ 2 Baths ⋅ 2121565 MLS

This perfectly maintained ready to move-in home is waiting for you! The interior features new paint, tile flooring in all the wet areas. Kitchen has 42in cabinets, plenty of counter space,appliances are well maintained. Master Bedroom has all the space you will need, with his and hers walk-in closet, Master Bathroom has double vanity walk-in shower, sep garden tub, water closet, inside laundry room, you can enjoy quite evenings inside your in-closed sunroom over looking the pond. Amenities w/ pool,kids water-park,tennis,basketball/volleyball courts. This beautiful home is close to shopping restaurants and schools, just min. away from Orange Park Mall, NAS JAX and within min from I295.

9533 Adelaide Drive, Jacksonville

Courtesy of 21ST CENTURY REALTY SERVICES OF JACKSONVILLE

Listing courtesy of 21ST CENTURY REALTY SERVICES OF JACKSONVILLE.

Listing courtesy of DEXTER BINDER from 21ST CENTURY REALTY SERVICES OF JACKSONVILLE.

Start Your Search

The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2026 SmartMLS, Inc.